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5. Applicant's Name (in block lett ers ) Gender M/F P ar ent's or Guar dian's Name (in case of minor) Senior citiz en (abo v e 60 y ears ) Y es No P AN A ddr es s of Applicant House/Flat No . Building Name R oad No ./Name E-mail T el. S TD C ode Mobile st 1 Applicant nd 2 Applicant rd 3 Applicant A ffix lat es t pas sport siz e phot ogr aph & sign acr os s phot ogr aph Ignor e if alr eady submitt ed. A ffix lat es t pas sport siz e phot ogr aph & sign acr os s phot ogr aph Ignor e if alr eady submitt ed. A ffix lat es t pas sport siz e phot ogr aph & sign acr os s phot ogr aph Ignor e if alr eady submitt ed. 1 2 3 City PIN C ode Stat e C ountry Cus t omer ID (In case of e xis ting cus t omer) Applica tion f or Public Deposits Dat e of Birth/Inc orpor ation (DD /MM/YY) A Housing Financ e C ompan y pr omot ed b y Punjab National Bank Declar ation: 1. I/W e c ertify that: The inf ormation pr o vided abo v e is in ac c or danc e with section 285BA of the Inc ome T ax A ct, 196 1 r ead with Rules 114F t o 114H of the Inc ome tax Rules, 1962. The inf ormation pr o vided b y me/ us abo v e as w ell as in the documentary e videnc e pr o vided b y me/ us ar e , t o the bes t of m y / our kno wledge and belief , true , c orr ect and c omplet e and that I/ w e ha v e not withheld an y mat erial inf ormation that ma y aff ect the as ses sment/ cat egorization of the ac c ount as a R eportable ac c ount or otherwise . I/W e permit/ authorise PNB Housing Financ e L t d. t o c ollect, s t or e , c ommunicat e and pr oc es s inf ormation r elating t o the A c c ount and all tr ansactions ther ein, b y the PNB Housing Financ e L t d. and an y of its affiliat es wher e v er situat ed including sharing, tr ansf er and disclosur e betw een them and t o the authorities in and/ or outside India of an y c onfidential inf ormation f or c omplianc e with an y la w or r egulation whether domes tic or f or eign. I/W e undertak e the r esponsibility t o declar e and disclose within 30 da y s fr om the dat e of change , an y changes that ma y tak e plac e in the inf ormation pr o vided abo v e as w ell as in the documentary e videnc e pr o vided b y me/ us or if an y c ertification bec omes inc orr ect and t o pr o vide fr esh self-c ertification along with documentary e videnc e . I/W e also agr ee that m y / our f ailur e t o disclose an y mat erial f act kno wn t o me/ us, no w or in futur e , ma y in v alidat e m y / our application and PNB Housing Financ e L t d. w ould be within its right t o put r es trictions in the oper ations of m y / our ac c ount or close it or r eport t o an y r egulat or and/ or an y authority designat ed b y the Go v ernment of India ( GOI) /RBI f or the purpose or tak e an y other action as ma y be deemed appr opriat e b y PNB Housing Financ e L t d. if the deficiency is not r emedied b y me/ us within the s tipulat ed period. I/W e her eb y ac c ept and ackno wledge that PNB Housing Financ e L t d. shall ha v e the right and authority t o carry out in v es tigations fr om the inf ormation a v ailable in public domain f or c onfirming the inf ormation pr o vided b y me/ us t o PNB Housing Financ e L t d. It shall be m y / our r esponsibilities t o educat e m y self / ourselv es and t o c omply at all times with all r ele v ant la w s r elating t o r eporting under section 285BA of the A ct r ead with the Rules ther eunder . I/W e also agr ee t o furnish such inf ormation and/ or documents as PNB Housing Financ e L t d. ma y r equir e fr om time t o time on ac c ount of an y change in la w either in India or abr oad in the subject matt er her ein. I/W e shall indemnify PNB Housing Financ e L t d. f or an y los s that ma y arise t o PNB Housing Financ e L t d. on ac c ount of pr o viding inc orr ect or inc omplet e inf ormation. Dispat ch of Fix ed Deposit R ec eipt B y Pos t B y C ourier B y Hand B y Br ok er R epa yment Ins truction Firs t Applicant Firs t Applicant or Surviv or Whether tax t o be deduct ed Y es No If No please submit F orm 15H/ 15G Or der u/ s 159 Or der u/ s 19 7 Notification u/ s 10 Self-att es t ed c op y of identity and addr es s pr oof of all deposit ors is mandat ory t o be enclosed. P AN Aadhar Car d No . P as sport No . Driving Lic ense or an y other pr oof t o the satisf action of the c ompan y ( such as electricity bill, t elephone bill et c.) Status of the Deposit ors: Individual/T rus ts/ As sosiations: R e s i d e n t I n d i v i d u a l H U F S h a r e h o l d e r D i r e c t o r R e l a t i v e o f D i r e c t o r P N B H F L E m p l o y e e N R I T r u s t P a r t n e r s h i p F i r m A s s o c i a t i o n o f P e r s o n P r o m o t e r s O t h e r s st 1 Applicant's Oc cupation : Servic e Busines s Self Emplo y ed Others nd 2 Applicant's Oc cupation: Servic e Busines s Self Emplo y ed Others r d 3 Applicant's Oc cupation: Servic e Busines s Self Emplo y ed Others I/W e apply f or plac ement/ r ene w al of deposit at Br anch f or a period of months and will earn int er es t @ % p .a. T he pa yment details ar e as under: P a yment Details: Cheque Dr aft R T GS/NEFT UTR No . Cheque No . Dat e Amount (`) Bank Name Br anch PNB HFL Deposit R ec eipt No . (in case of r ene w al) Maturity Dat e Deposit Scheme: Cumulativ e Non-Cumulativ e: Monthly Quart erly Half Y early Annual QDE ID : Dat e of Dispat ch: Running Serial Number : F or offic e use only < Br anch Name >

1. A Housing Financ e C ompan y pr omot ed b y Punjab National Bank Int er es t Rat es ar e subject t o change and the r at e applicable w ould be the r at e pr e v alent on the dat e of deposit E Abo v e r at es ar e applicable upt o ` 5 Cr or e f or deposits E Senior citiz ens (abo v e 60 y ears ) will be eligible f or 0 .25% additional Rat e of Int er es t E Senior citiz en r at es ar e applicable f or deposits upt o ` 1 Cr or e only th E Rat es eff ectiv e fr om 9 July , 20 20 E Rating: CRISIL ‘F A A+/Negativ e’ & CARE ‘ A A/ Stable’ indicat es high le v el of saf ety st * F or cumulativ e option, Int er es t Rat e is c ompounded annually on Mar ch 31 . * The t entativ e yield t o maturity is mentioned f or the lo w es t t enur e of the specific grid. PNB Housing Harv es t gr ea t r e turns, assur ed and saf e . CRISIL ‘F A A+/Nega tiv e’ & CARE ‘ A A/ S table’ indica t es high le v el of saf ety INVITE PUBLIC DEPO SIT S Cumulativ e Option * ROI (p .a.)  Non-Cumulativ e Option ROI (p .a.) T enur e T entativ e yield (Months )  ROI  t o maturity* Monthly  Quart erly  Half Y early  Annual 12-23 7 . 00% 7 . 00% 6. 7 5% 6.80% 6.85% 7 . 00% 2 4- 35 7 . 00% 7 .25% 6. 7 5% 6.80% 6.85% 7 . 00% 36-4 7 7 . 15% 7 .6 7% 6.90% 6.95% 7 . 00% 7 . 15% 48-59 7 . 15% 7 .95% 6.90% 6.95% 7 . 00% 7 . 15% 60- 7 1 7 .25% 8.38% 7 . 00% 7 . 05% 7 . 10% 7 .25% 7 2-84 7 .35% 8.84% 7 . 10% 7 . 15% 7 .20% 7 .35% 120 7 .35% 10 .32% 7 . 10% 7 . 15% 7 .20% 7 .35% Deposit upt o ` 5 Cr or e Minimum Deposit Amount 10 , 000 25, 000 10 , 000 10 , 000 10 , 000 ` ` ` ` `

6. As the nominee is a minor on this dat e, I/W e appoint Shri/ Smt./K um. ______________________________t o r ec eiv e the amount of the deposit on behalf of the e v ent of m y / our / minor ’ s death during the minority of the nominee. Bank details f or r epa yment Bank Name A c c o u n t N u m b e r IFSC Br anch L ocation T ype of A c c ount MICR Sa ving Curr ent Nomination F orm ( Optional) ( if same as applicant) House No . Building Name R oad No ./Name City PIN C ode Stat e C ountry T el. S TD C ode Mobile I/W e __________________________________ nominat e the f ollo wing person t o whom in the e v ent of m y / our / minor ’ s death, the amount of the deposit, particulars wher eof ar e giv en, ma y be paid b y the c ompan y . Nominee Name A ddr es s Dat e of Birth of Nominee (if minor) R elationship with Deposit or (if an y) A ge of Nominee If the r epa yment pr oc eeds has t o be cr edit ed in an ac c ount diff er ent fr om the cheque used f or plac ement of Fix ed Deposit, then please pr o vide canc elled cheque of the r epa yment ac c ount. In case of non-submission of mandat ory K Y C documents, the amount in v est ed w ould be r eturned without an y int er est. Dat e: Plac e: Designation Specimen Signatur e( s ) In case of non-individual deposit or , please furnish the follo wing information. Name( s ) of the authorised signat ories st Signatur e of 1 Applicant nd Signatur e of 2 Applicant rd Signatur e of 3 Applicant Signatur e of W itness (in case of nomination) CIN: L659 22DL1988PL C0 33856 GS T r egis t er ed s tat e:_____________________ (T o be filled b y GS T r egist er ed br ok ers only) R egis t er ed Offic e A ddr es s: th 9 Floor , Antriksh Bha v an, 22 K as turba G andhi Mar g, Near C onnaught Plac e , Ne w Delhi- 110001 V ersion - 1. 1. 0 1. 2. 3 Br ok er ’ s Stamp C ode st 1 Applicant: I her eb y giv e m y e xplicit c onsent t o PNB Housing Financ e L t d. t o duly (Please tick an y one of the follo wing options ): a . R e n ew P r i n c i p a l b . R e n ew P r i n c i p a l a n d I n t e re s t c . P ay , i n e n t i re t y , t h e P r i n c i p a l a n d I n t e re s t t o m y d e s i g n a t e d B a n k A cc o u n t m e n t i o n e d h e re i n o n m a t u r i t y o f t h e d e p o s i t Bank Name Bank Name A c c o u n t N u m b e r A c c o u n t N u m b e r IFSC IFSC Br anch L ocation Br anch L ocation T ype of A c c ount T ype of A c c ount MICR MICR Sa ving Sa ving Curr ent Curr ent nd 2 Applicant: rd 3 Applicant: A ut o R ene w al/R epa yment: 2. I/W e her eb y declar e that the firs t named deposit or mentioned in m y / our application is the beneficial o wner of this deposit and as such he/ she should be tr eat ed as the pa y ee f or the purpose of tax deduction under Section 195 of the Inc ome T ax A ct, 196 1. I/W e her eb y agr ee t o abide the attached t erms and c onditions go v erning deposits. I/W e further declar e that, I/W e am/ ar e authoriz ed t o mak e this deposit in the abo v e-mentioned scheme (PNB Housing Financ e L t d. Deposit) and that the amount k ept in the deposit is thr ough legitimat e sour c e and does not in v olv e dir ectly or indir ectly an y pr oc eeds of schedule of off enc e and/ or is not designed f or the purpose of an y c ontr a v ention or e v asion of the pr o visions of the Pr e v ention of Mone y Laundering A ct, 200 2 and an y Rules, R egulations, Notifications, Guidelines or Dir ections ther eunder , as amended fr om time t o time . I/W e shall pr o vide an y further inf ormation and fully c o-oper at e in an y in v es tigation as and when r equir ed b y the C ompan y in ac c or danc e t o the applicable La w . I/W e further affirm that the inf ormation/ details pr o vided b y me/ us is/ ar e true and c orr ect in all r espect and nothing has been c onc ealed. I/W e her eb y authorise PNB Housing Financ e L t d. t o send Email/ SMS f or all tr ansactions r elating t o m y / our Deposits. 3. I/W e ha v e gone thr ough the financials and other s tat ements/ particulars/ r epr esentations furnished/ made b y the C ompan y and aft er car eful c onsider ation I/W e am/ ar e making the deposit with the C ompan y at m y / our o wn risk and v olition. 4. I/W e permit PNB Housing t o c ontact me/ us with r espect t o the pr oducts and servic es being off er ed b y PNB Housing or b y an y other person ( s ) and further allo w PNB Housing t o cr os s sell the other pr oducts and servic es off er ed b y such other person( s ). Security Investments Ltd.

2. 1. L oan f acility upt o 7 5% of deposit a v ailable as per NHB dir ections. 2. Pr ematur e canc ellation allo w ed as per NHB dir ections. 3. Deposits with PNB Housing ar e eligible in v es tments under section 11(5)(ix) of the Inc ome T ax A ct 196 1. HIGHLIGHT S TERMS & C ONDITIONS (I) A c c eptanc e of Fix ed Deposits : Deposits will be ac c ept ed fr om r esident individuals, NRIs, PIOs ( on non-r epatriation basis in ac c or danc e with RBI r egulations ), minors under natur al/la wful guar dian, P artnership Firms, HUF s, Charitable and R eligious T rus ts, As sociation of Persons, C o- oper ativ e Societies ( other than housing c o–oper ativ e societies ) inc orpor at ed in India. Deposit can be made in joint name( s ) with a maximum number of thr ee persons. (ii) Non-R esident Indians (NRIs ) : Deposit fr om NRIs and Person of Indian Origin (PIOs ) w ould be ac c ept ed on non-r epatriation basis only , in ac c or danc e with RBI r egulations go v erning the ac c eptanc e of deposits fr om NRIs. Deposit w ould be ac c ept ed f or a maximum period of 3 y ears. P a yment of int er es t as also the r epa yment of deposit shall be made only b y cr edit t o NRO ac c ount with banks. Inc ome tax at sour c e will be deduct ed as applicable t o NRO deposit of NRIs/PIOs. (iii) Joint Deposits : Deposit can be made in the joint names with maximum of thr ee person with or without r equiring an y of the applicants t o be made an y of the clauses namely "Firs t Applicant, An y one or Surviv or( s )". T he int er es t on fix ed deposit in joint names will be paid and in case of cumulativ e deposit will be deemed t o ac crue t o the firs t named applicant and dischar ge giv en b y him/her will be binding on the joint holders. R epa yment of deposit will be made as per ins tructions giv en in the application f orm. Dischar ge b y such person( s ) will be binding on the joint holders. (iv) Amount of Deposit : T he minimum deposit amount is ` 25, 000 under Monthly inc ome scheme and ` 10 , 000 under r es t of the deposit schemes. (v) Mode of A c c eptanc e : Application will be made in the pr escribed f orm duly c omplet ed and ac c ompanied b y cheques/ demand dr afts/RT GS/NEFT dr a wn in f a v our of PNB Housing Financ e Limit ed and cr os sed "A c c ount P a y ee Only". (vi) P a yment & Int er es t : Int er es t will be pa y able on the fix ed deposit fr om the dat e of r ealisation of cheque or fund tr ansf er t o PNB Housing’ s bank ac c ount. Int er es t on deposits plac ed under Non-Cumulativ e fix ed deposit shall be paid on fix ed dat es as giv en belo w : In case of Non-Cumulativ e Deposits, if the firs t int er es t due dat e f alls within a w eek fr om the deposit dat e , then the int er es t f or the firs t br ok en period will be paid in the ne xt int er es t cy cle . In case the abo v e mentioned dat es ar e Sunda y /holida y , then the Int er es t shall be pa y able on immediat e ne xt w orking da y . st Cumulativ e Scheme: Int er es t will be c ompounded annually on 31 Mar ch of e v ery y ear aft er deducting the tax, wher e v er applicable . T he principal along with int er es t will be paid on maturity onc e the dischar ged deposit r ec eipt is r ec eiv ed b y us. Inc ome tax will be deduct ed at sour c e fr om int er es t in ac c or danc e with Section 194 A of the Inc ome T ax A ct, 196 1, in case the int er es t pa y able during the financial y ear e x c eeds ` 5, 000 /- in aggr egat e . Ho w e v er , no deduction shall be made if the declar ation in the f orm 15H/ 15G pr escribed under the Inc ome T ax rules is furnished at the beginning of each financial y ear b y a person other than a c ompan y or a firm. In case of cumulativ e deposit, f or the purpose of deduction of Inc ome T ax, int er es t will be deemed t o ac crue e v ery y ear and tax will be deduct ed on the ac crued int er es t in each financial y ear subject t o par a 4 abo v e . T he applicant mus t mention P AN in the application f orm if the annual int er es t e x c eeds ` 5, 000 per applicant. In case , P AN is not mentioned, the r at e of TD S w ould be 20% as agains t 10% f or cases wher e P AN is pr o vided. Int er es t on o v er due deposit : Deposit will aut omatically e xpir e on maturity . T he c ompan y ma y at its discr etion allo w int er es t f or the o v er due period upt o 3 months on int er es t r at e as pr e v ailing on the dat e of maturity of the deposit or pr esent r at e , whiche v er is lo w er . In case , the r ene w al is sought f or a portion of o v er due deposit the c ompan y ma y at its discr etion allo w Int er es t f or the o v er due period on that portion of deposit which is pr oposed t o be r ene w ed. (vii) Nomination : Deposit or( s ) can, singly or jointly , nominat e another person under this deposit scheme . T he nominee shall be r ec ogniz ed as the holder of the title of the fix ed deposit on death of all the deposit ors. Po w er of A tt orne y holder or a guar dian applying on behalf of minor cannot nominat e . Deposit ors ar e advised t o pr o vide the specimen signatur e of the nominee at the time of nomination t o e xpedit e the tr ansmis sion of the deposits t o the nominee in the e v ent of demise of the deposit ors. (viii) Deposit R ec eipt : T he deposit r ec eipt and int er es t w arr ants will be sent b y pos t/ c ourier b y the c ompan y t o the addr es s giv en in the application f orm and the c ompan y shall not be held r esponsible f or an y los s or dela y in tr ansit. If the deposit r ec eipt is not r ec eiv ed b y the deposit or f or an y r eason, the deposit or should writ e t o enquir e with the c ompan y . In the e v ent of los s/ des truction/ mutilation of deposit r ec eipt, r ele v ant legal pr oc edur e as the r equir ed b y the c ompan y has t o be f ollo w ed. T he deposit r ec eipt is not tr ansf er able . T he c ompan y will not r ec ogniz e an y lien or as signment of the deposit or int er es t ther eof . (ix) R ene w al/ A ut o R ene w al: i. Deposit can be r ene w ed b y furnishing fr esh application f orm along with dischar ged deposit r ec eipt. T he c ompan y can pa y o v er due Int er es t, at its sole discr etion, pr o vided deposit is r ene w ed f or a period till some futur e dat e . ii. A deposit or can opt f or aut o r ene w al of principal/ r ene w principal and Int er es t/ or pa y , in entir ety , the principal and int er es t t o his/her designat ed bank ac c ount b y giving an e xplicit c onsent in this r egar d bef or e his/her signatur es on the application f orm. iii. On maturity f or the sec ond t enur e (pos t firs t aut o r ene w al) in the absenc e of an y specific ins truction fr om the deposit or , the amount will be aut omatically r emitt ed t o the designat ed bank ac c ount of the deposit or . (x) R epa yment/ pr e-matur e pa yment: I. In the absenc e of an y specific maturity ins tructions, the maturity amount shall be r emitt ed t o the designat ed bank ac c ount of the deposit or . T he r epa yment of deposit shall be made b y electr onic mode or “ A c c ount P a y ee Cheque”. ii. R eques t f or pr ematur e withdr a w al ma y be permitt ed at the sole discr etion of the c ompan y only and cannot be claimed as a matt er of right b y the deposit or , subject t o the Housing Financ e C ompanies (NHB) Dir ections, 2010 as applicable fr om time t o time . Monthly Inc ome Plan Scheme Quart erly Inc ome Plan Half Y early Plan Annual Int er es t P a yment Dat e Las t da y of each month th th st st June 30 , Sept ember 30 , Dec ember 31 and Mar ch 31 th st Sept ember 30 and Mar ch 31 st Mar ch 31

4. g. Summarised financial position of the C ompan y as appearing in tw o audit ed Balanc e Sheets: ( ` in Cr or e ) P ARTICULARS A S REQUIRED UNDER NON-BANKING FINANCIAL C OMP ANIES AND MISCELLANEOUS NON-BANKING C OMP ANIES (AD VERTISEMENT) RULES, 19 77: LIS T OF DOCUMENT S T O BE SUBMITTED B Y V ARIOUS CA TEGORIES OF CUS T OMERS (NON-INDIVIDU AL FOR KNO W Y OUR CUS T OMER C OMPLIANCE) 1. T rus ts/ As sociations/ Clubs • T rus t Deed • R egis tr ation C ertificat e • C op y of R esolution of In v es tment • T rus t's P AN Car d c op y • T rus t's A ddr es s Pr oof • Specimen Signatur e of A uthoriz ed Persons • Phot ogr aph, P AN Car d, A ddr es s Pr oof of Signing A uthorities 2. P artnership Firm • Declar ation of P artnership b y P artners • Name and A ddr es s of P artners • Specimen Signatur es • P AN Car d c op y of Firm 3. Pr opriet ory C onc ern • Name and Signatur es of the Pr opriet or • P AN Car d C op y of Pr opriet or I i) C ontingent liabilities in r espect of Inc ome T ax of ` 11.94 Cr or e (Pr e vious y ear ` 21.50 Cr or e ) is disput ed and ar e under appeals. T hese includes c ontingent liability of ` 4.8 7 Cr or e (Pr e vious y ear ` 19 .54 Cr or e ) with r espect t o Inc ome T ax which ha v e been decided b y the CIT (A) in C ompan y’ s f a v our . Ho w e v er , Inc ome T ax Department has filed appeal with IT A T . T he C ompan y e xpects the demands t o be set aside b y the Appella t e A uthority and henc e no additional pr o vision is c onsider ed nec es sary . ii) Es tima t ed amount of c ontr acts r emaining t o be e x ecut ed on capital ac c ount a n d n o t p r o v i d e d fo r ( n e t o f a d v a n ce s ) i s ` 6 . 8 6 C r o r e ( P r e v i o u s y e a r ` 20 .29 Cr or e ). iii) Claims agains t the C ompan y not ackno wledged as debt is Nil (Pr e vious y ear Nil). iv) L ett er of c omf ort is sued on behalf of the clients ` 65.25 Cr or e (Pr e vious y ear ` 80 .25 Cr or e ). In t erms of par a 6(2) (f ) and par a 17(1) (h) of NHB Dir ections, 20 10 , the C ompan y’ s e xposur e t o PNB as on 31. 0 3.20 20 w as ` 3,54 1.9 2 Cr or e . h. T he amount which the C ompan y can borr o w under the Housing Financ e C ompanies (NHB) Dir ections, 20 10 is equiv alent t o 14 times of the net o wned funds which c omes t o ` 1, 04,4 10 Cr or e wher eas the amount of actual borr o wing c omput ed as per these Dir ections as on Mar ch 31, 20 20 w as ` 68,216. 06 Cr or e . T he t otal deposits fr om public which the C ompan y can r aise as per NHB Dir ections is ` 22,3 7 3 Cr or e , wher eas the actual public deposits held as on Mar ch 31, 20 20 w er e ` 13,8 94.90 Cr or e (including unclaimed deposits ). i. T her e ar e no o v er due deposits other than unclaimed deposits. j. T he C ompan y declar es tha t: i) T he C ompan y has c omplied with the applicable pr o visions of the abo v e . Dir ections. ii) T he c omplianc e with these Dir ections does not imply tha t r epa yment of deposits is guar ant eed b y Na tional Housing Bank. iii) T he deposits ac c ept ed b y the C ompan y ar e unsecur ed and r ank pari pas su with other unsecur ed liabilities sa v e and e x c ept the floa ting char ge cr ea t ed on the s ta tut ory liquid as sets maintained in t erms of sub sections (1) & (2) of Section 29B of the Na tional Housing Bank A ct, 198 7 . iv) T he C ompan y is not in def ault in the r epa yment of deposit or part ther eof and an y int er es t ther eon in ac c or danc e with t erms and c onditions of such deposits. v) T he deposits solicit ed ar e not insur ed. vi) T he C ompan y is ha ving as a v alid c ertifica t e of R egis tr a tion da t ed July 31, 200 1 is sued b y the Na tional Housing Bank (NHB) under Section 29A of the Na tional Housing Bank A ct, 198 7 . Ho w e v er , the NHB does not ac c ept an y r esponsibility or guar ant ee about the pr esent position as t o the financial soundnes s of the C ompan y or f or the c orr ectnes s of an y of the s ta t ements or r epr esenta tions made or opinions e xpr es sed b y the C ompan y and f or r epa yment of deposits/ dischar ge of the liabilities b y the C ompan y . T he adv ertisement is is sued under the authority and in the name of the Boar d of Dir ect ors of the C ompan y and the t e xt of which w as appr o v ed b y R esolution pas sed in the Boar d Meeting held on June 2 7 , 20 20 . f . P r o f i t s o f t h e C o m p a n y b e f o r e a n d a f t e r m a k i n g p r o v i s i o n f o r t a x a n d d i v i d e n d d e c l a r e d b y t h e C o m p a n y f o r t h e t h r e e f i n a n c i a l y e a r s i m m e d i a t e l y p r e c e d i n g t h e d a t e o f a d v e r t i s e m e n t : a. Name of the C ompan y b . Dat e of Inc orpor ation c. T he busines s carried on b y the C ompan y and its subsidiaries with details of br anches/ units, if an y . d. Brief particulars of the management of the C ompan y PNB Housing Financ e Limit ed No v ember 11, 1988 Pr o viding housing financ e f or c ons truction/ pur chase/ r epair and r eno v ation of r esidential houses/ flats t o individual (r esidents and NRIs ) and bodies c orpor at e , loan agains t mort gage of pr operties and loan f or c ommer cial pr operties. T he C ompan y is ha ving tw o subsidiaries. T he C ompan y has br anches at v arious plac es acr os s c ountry . Mr . Neer aj V y as, Managing Dir ect or , manages the C ompan y under the supervision and c ontr ol of the Boar d of Dir ect ors. Name/ DIN Official A ddr es s Oc cupation MD & CEO , PNB Mr . CH S S Mallik arjuna Rao Non-Ex ecutiv e Dir ect or DIN: 0 7 66 7 64 1 Punjab National Bank Head Offic e : Plot No 4, Sect or- 10 , Dw ark a, Ne w Delhi- 1100 7 5 1. e . Name , A ddr es s and Oc cupation of the Dir ect ors:- Financial y ear ended Pr ofits ( ` in Cr or e ) Dividend Bef or e T ax A ft er T ax Mar ch 31, 2018 1234.58 842. 14 90% Mar ch 31, 2019 15 7 8. 05 1081.38 90% Mar ch 31, 20 20 825. 00 682.31 NIL Liabilities Mar ch 31 , 20 20 Mar ch 31 , 20 1 9 Assets Mar ch 31 , 20 20 Mar ch 31 , 20 1 9 Shar e Capital 168. 19 16 7 . 47 Fix ed Assets 134.0 7 106.9 2 R eserv es & Surplus 7778.9 7 7 26 7 .54 Right of Used Assets 119.69 - Secur ed L oan 49 758.52 48544. 12 In v estments 2048. 32 445 7 . 43 Unsecur ed L oan 179 77 . 32 23314.73 L oans 66668.68 7 4327 . 47 Other Financial and 3191 . 18 4456. 38 9627 .9 7 480 7 . 21 Non-Financial Liabilities and Pr o vision Def err ed T ax Assets 275. 45 51 . 21 T otal 7887 4. 18 83750. 2 4 T otal 7887 4. 18 83750. 2 4 In v es tment A dvisor Mr . Sunil K aul Non-Ex ecutiv e Dir ect or DIN: 0510 2910 Carlyle Gr oup 1, T emasek A v enue 2 4 - 0 2, Millenia T o w er , Singapor e 0 3919 2 + 65621296 17 2. R etir ed Bank Ex ecutiv e Mr . Shital K umar Jain Independent Dir ect or DIN: 0004 7 4 7 4 nd 5 / 10 , 2 Floor , Shantinik etan, Ne w Delhi- 1100 21 3. IT Pr of es sional Mr . Chandr asek ar an Ramakrishnan Independent Dir ect or DIN:00580842 th 5, 5 Main R oad, Raja Annamalai Pur am, Chennai – 6000 28 4. Pr of es sor Dr . Gour a v V allabh Independent Dir ect or DIN:0 29 7 2 7 48 XLRI Jamshedpur C.H. Ar ea (Eas t) Jamshedpur , Jharkhand-831 001 5. Pr acticing Chart er ed A c c ountant Mr . Nilesh S V ik amse y Independent Dir ect or DIN: 000 31213 Khimji K un v erji & C o ., Sunshine T o w er , L e v el 19 , Senapati Bapat Mar g, Elphins t one R oad, Mumbai-400013 6. Mr . Ash w ani K umar Gupta Independent Dir ect or DIN: 001086 7 8 #225, Z one-2, T ej K umar Plaza, Hazr at ganj, Luckno w - 226001 7 . Pr acticing Chart er ed A c c ountant 8. Mrs. Shubhalakshmi P anse Independent Dir ect or DIN : 0 2599 310 Flat No . 10 2, Chinar Building, B-C o-oper ativ e Society , Cr os s winds, Baner , Pune - 4 11045 R etir ed Bank Ex ecutiv e 9 . Mr. Tejendr a Mohan Bhasin Independent Dir ect or DIN: 0 3091429 331, Bher a Encla v e , Opp . Radis son Blu Hot el, P aschim V ihar , Ne w Delhi- 11008 7 R etir ed Bank Ex ecutiv e 10 . PNB Housing Financ e th Limit ed 9 Floor Antriksh Bha w an 22 , K G Mar g , Ne w Delhi- 110001 MD & CEO , PNB Housing Financ e Mr. Neer aj V y as MD & CEO DIN 0 7 053 7 88 Other Financial and Non-Financial Assets Ne w Delhi 2 7 . 06.20 20 Neer aj V y as Managing Dir ect or & CEO F or and on behalf of Boar d of Dir ect ors

3. R ec eiv ed Cheque No ./DD No ./ Cash .............................................................................................................. f or ` ......................................................... f or deposit of .................................................... y ears Nominee Name ................................................................................................................... R ound Stamp A CKNO WLEDGEMENT iii. T he c ompan y at the r eques t of the deposit or ma y r epa y the deposit bef or e maturity . Int er es t on pr ematur e r epa yment of deposit shall be paid as under: T he br ok er age is paid upfr ont f or the entir e period of deposit t o our authorised agent. In case of pr ematur e withdr a w al the br ok er age is pa y able f or the period c omplet ed and e x c es s br ok er age paid will be r ec o v er ed fr om the deposit amount. (xi) F or A uthorised A gents : A gents ar e not authorised t o ac c ept cash or is sue r ec eipt on behalf of the c ompan y . T he y mus t ensur e that agent name and c ode number is clearly mentioned in the application f orm t o enable pa yment of br ok er age . Br ok er age will be paid t o r egis t er ed agents at r at e decided b y the management as per NHB dir ections. (xii) Kno w Y our Cus t omer (K Y C) C omplianc e : In t erms of the Pr e v ention of Mone y Laundering A ct, 200 2, the rules notified ther e under and K Y C guidelines is sued b y the Na tional Housing Bank (NHB), e v ery individual deposit or is r equir ed t o c omply with the K Y C r equir ements b y submitting the f ollo wing documents : a) Lat es t phot ogr aph b ) C ertified c op y of pr oof of identity (mentioned in application f orm) c ) C ertified c op y of pr oof of addr es s F or non-individual deposit or please r ef er lis t of documents t o be submitt ed b y v arious cat egories. (xiii) L oan A gains t Deposits : L oans ma y be gr ant ed agains t public deposits upt o 7 5% of the principal deposit amount carrying Int er es t @2% per annum abo v e the deposit Int er es t Rat e and other additional char ges applicable on such deposit, pr o vided the deposit has run f or a minimum period of thr ee months. On maturity the outs tanding loan t ogether with int er es t shall be settled in one lump sum b y the deposit or or shall be adjus t ed on maturity of the deposit. Ho w e v er , the gr anting of the loan will be at the sole discr etion of the c ompan y . (xiv) Gener al : D e p o s i t s f r o m m i n o r ( s ) w i l l b e a c c e p t e d t h r o u g h n a t u r a l / l a w f u l g u a r d i a n ( s ) . I n t h e e v e n t o f d e a t h o f t h e d e p o s i t o r a t a n y t i m e b e f o r e t h e d a t e o f m a t u r i t y o f t h e d e p o s i t , t h e d e p o s i t s h a l l b e r e p a i d p r e m a t u r e l y t o t h e s u r v i v i n g d e p o s i t o r ( s ) i n t h e c a s e o f j o i n t h o l d i n g w i t h s u r v i v o r c l a u s e o r t o t h e n o m i n e e o r l e g a l h e i r ( s ) w i t h i n t e r e s t a t t h e c o n t r a c t e d r a t e u p t o t h e d a t e o f r e p a y m e n t o n t h e r e q u e s t o f t h e s u r v i v i n g d e p o s i t o r / n o m i n e e / l e g a l h e i r a g a i n s t s u b m i s s i o n o f p r o o f o f d e a t h . In case of an y deficiency in servicing the deposits b y the c ompan y , the deposit or ma y appr oach the National C onsumers Disput es R edr es sal F orum, the Stat e L e v el C onsumers Disput es R edr es sal F orum other Dis trict L e v el C onsumer F orum f or r elief . T hat the financial position of the c ompan y as disclosed and r epr esentations made in the application f orm ar e true and c orr ect and that the c ompan y and its Boar d of Dir ect ors ar e r esponsible f or the c orr ectnes s and v er acity ther eof . T he c ompan y's public deposits ar e r egulat ed b y National Housing Bank (NHB). It mus t, ho w e v er be dis tinctly unders t ood that NHB does not undertak e an y r esponsibility f or the financial soundnes s of the c ompan y f or the c orr ectnes s of an y of the s tat ements or r epr esentations made or opinion e xpr es sed b y the c ompan y and f or r epa yment of deposit/ dischar ge of liabilities b y the c ompan y . In case of non-r epa yment of the deposit or part ther eof in ac c or danc e with the t erm and c ondition of the public deposit, the deposit or ma y mak e an application t o an authoriz ed offic er of the National Housing Bank (NHB). T h e r e a r e n o d u e s f r o m c o m p a n i e s i n t h e s a m e g r o u p o r o t h e r e n t i t i e s o r b u s i n e s s v e n t u r e s i n w h i c h t h e d i r e c t o r s a n d / o r c o m p a n y i s h o l d i n g s u b s t a n t i a l i n t e r e s t . This application f orm can be do wnloaded fr om c ompan y's w ebsit e w w w .pnbhousing. c om or c ollect ed fr om an y of the belo w mentioned br anches. BRANCHES Period c omplet ed fr om dat e of deposit (b ) A ft er thr ee months but bef or e six months ( c ) A ft er six months but bef or e the Dat e of Maturity 4% p .a. Individuals 3 months No Int er es t Non-Individuals 3 months F or Individuals and Non - Individuals the int er es t pa y able shall be 1% lo w er than the int er es t r at e applicable t o a public deposit f or the period f or which the deposit has run. ( d) If no r at e has been specified f or the period f or which the deposit has run 2% lo w er than the minimum r at e at which the deposits ar e ac c ept ed. (a) Minimum lock in period. Pr o vided that upon being satisfied, in or der t o meet c ertain e xpenses of an emer gent natur e , not mor e than 50% of the amount of principal sum or ` 5 lacs, whiche v er is lo w er , can be paid bef or e the e xpiry of 3 months fr om the dat e of ac c eptanc e of deposit, without int er es t. Pr o vided further , in cases of critical illnes s (as per IRD AI (Health Insur anc e ) R e g u l a t i o n s , 2 0 1 6 ) , 1 0 0 % o f t h e a m o u n t o f p r i n c i p a l s u m c a n b e r e p a i d p r e m a t u r e l y , w i t h o u t i n t e r e s t . T o kno w the br anch location and addr es s please r ef er t o our w ebsit e w w w .pnbhousing. c om A GRA: 0562-25 22542 AHMED ABAD: 0 7 9-264 7 4 900 l ODHA V : 0 7 9-65050055 AHMEDNA GAR: 0 2 4 1-2 4 14455 AMRA V A TI: 0 7 21-2560 320 / 2560 321 A URANGABAD: 0 2 40-2340060 BENGAL URU: l B TM: 080-46 134333 l ELECTRONIC CITY PHA SE 2: 080–29 7 6 1104 l INDIRA NA GAR: 080-2535355 7 l ITPL: 080-28451999 l KA S TURI NA GAR: 080-2545353 7 l MALLESHW ARAM: 080-23080 7 00 l MANY A T A TECH P ARK: 080-46558820 BHIW ADI: 014 9 3-29815 7 BHOP AL: 0 7 55-25546 3 7 BHUBANES W AR: 06 7 4-2548866 BIK ANER: 0151-25 2214 7 CHANDIGARH: 017 2-2601408 CHENNAI: l : AMBA TTUR 044-26881601 l : OMR 044-2 454 7 500 l : 400 7 6800 RO Y APETT AH 044- l : T AMBARAM 044-22390966 C OCHIN: 0484-2368200 C OIMBA T ORE: 0422-22 40 322 DEHRADUN: 0135-2 7 4 99 77 DELHI: l : BARAKHAMBA RO AD 011-2335 7 17 0 l GREEN P ARK: 011-26512911 l J ANAKPURI: 011-255460 7 3 l PIT AMPURA: 011-2 7 3558 7 0 ERODE: 042 4-22229 33 F ARID ABAD: 0129-2 43 7 04 7 GHAZIABAD: l KA VI NA GAR (RDC): 0120-282104 9 l V A SUNDHARA: 0120-26 99115 GUNTUR: 086 3-2222 44 1 GURUGRAM: 012 4-4055588 G W ALIOR: 0 7 51-2233305 HALD W ANI: 05946-283519 HARID W AR: 01334-250101 HYDERABAD: l : BANJ ARA HILLS 040-234 7 6400 l GA CHIBO WLI: 040-48500100 l K UKA TP ALL Y: 040-23055506 l NA GOLE: 040-2 4 77 4333 INDORE: l MG RO AD: 0 7 31-256 7 200 l : V AISHALI NA GAR 0 7 31-2 7 90181 J ABALPUR: 0 7 6 1-406 9 7 2 7 / 4098262 J AIPUR: 014 1-2 7 09144 J ALANDHAR: 0181-2233421 J AMSHEDPUR: 065 7 -2320110 JODHPUR: 0 291-2 440 380 JUNA GARH: 0 285-26 7 0825 K ANPUR: 0512-2390404 K ARNAL: 0184-226066 7 K OLHAPUR: 0 231-25 25 2 4 1 K OLK A T A: l : K YD S TREET 0 33-40 7 17 051 l : PURANA D A S S RO AD 0 33-46016 10 2 K OLLAM: 04 7 4-2 7 325 25 K O T A: 0 7 44-236 3 7 17 K O ZHIK ODE: 04 95-4853366 L UCKNO W: 05 22-4 9 36 900 L UDHIANA: 016 1–2 77 155 7 MADURAI: 045 2-260 26 7 0 MANGAL ORE: 082 4-4288 7 88 MEERUT: 0121–4053500 MUMBAI: l BOIS AR: 7 2900 329 7 3 l BORIV ALLI: 0 22-68343 7 00 l : GHA TK OP AR 0 22-25100015 l : KAL Y AN 0 251-22300 25 l MUMBAI-F ORT : 0 22-226 7 2 4 12 l : PRABHADEVI 0 22-2 421017 2 l : 254 7 4 7 22 THANE 0 22- l : VILLE P ARLE 0 22-26 100480 l : VIRAR 8983812000 MY SORE: 0821-4268066 NA GPUR: 2533460 0 7 12- NA VI MUMBAI: 0 22-2 7 899016 l : P ANVEL 0 22-2 7 4 90186 NA SHIK: 0 253-23116 7 1 NELL ORE: - 086 1 2318001 NOID A: l NOID A - EC. 3: 7 29 20150 7 5 S l NOID A - EC. : S 6 3 0120-2 42 7 255 PUNE: l : 7 4 10065950 HINJEW ADI l : 829130 7 6 7 4 KHARADI l : 82912 44286 K ONDHW A l PIMPRI: 0 20-2 7 339000 l J . M. RO AD: 0 20-255 7 6000 l : W ARJE 0 20-25 233228 RAIPUR: 0 77 1- 22235 7 3 RAJK O T: 0 281-2 46235 2 ROHT AK: 126-2280640 0 S ALEM: 042 7 -2 445 7 54 SURA T: 0 26 1-4055050 l VESU: 0 26 1-29 7 96 11/ 29 7 96 12 THIRS SUR: 048 7 -2388804 TRICHY: 0431-2 7 4 166 3 TRIV ANDRUM: 04 7 1-2336601 TUTIC ORIN: 046 1-2300911 UD AIPUR: 0 294-2 42 4 7 55 U J J AIN: 0 7 34-25 25338 V ADOD ARA: 0 265-2982308 V ARANA SI: 0542-2221218 VIJ A Y W AD A: 0866-2 4 99501 VISHAKHAP A TNAM: 0891-29 7 1011 W ARANGAL: 08 7 0-2988606

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