LIC_FD_Sanchay_Deposit_Form

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4. KNO W Y OUR CUSTOMER (KY C) COMPLIANCE APPLICA TION FORM The Infor mation is sought under Pre vention of Mone y Laundering Act, 2002, the r ules notified thereunder and NHB's guidelines on Anti Mone y Laundering . PLEASE FILL THE INFORMA TION IN BLOCK LETTERS AND TICK IN APPR OPRIA TE PLA CES Name of the Applicant (As appearing on P AN card) Mr ./Mr s./Miss. Full Name of F ather / Husband / Guardian Mr ./Mr s./Miss An y other Identification with Photograph (Subject to satisfaction of the Compan y) Compan y Name / Flat No. & Bldg . Name Road No. / Name T el.(R) T el.(O) Extn. No. STD Code Countr y F ax Email Id Mobile Pin Code City State By Charitable / Religious T r usts, A OP , Co-operative Society/ HUF/P ar tner ship F ir m Cer tificate of Registration P AN Card Go ver ning Deed and/or Rules & Regulations/ Bye La ws/ P ar tner ship Deed / HUF Deed Resolution of the Managing Committee T elephone Bill List of authorised signatories Proof of Identity of T r ustees/Beneficiaries/Settlor s Cancelled Cheque i) ii) iii) iv) v) vi) vii) viii) DECLARA TION I/W e hereb y declare that the abo ve infor mation is tr ue to the best of m y/our knowledge and belief. I/W e fur ther declare that the deposit made under the deposit application is through legitimate source and does not include directly/indirectly an y proceeds of schedule of offence and/or is not designed for the pur pose of an y contra vention or e vasion under an y la w of the pro visions of the Pre vention of Mone y Laundering Act, 2002 and an y Rules, Regulations, Notifications, Guidelines or Directions there under , as amended from time to time. Signature of the Depositor FOR OFFICE USE ONL Y: Place: Date: Branch: Check ed b y: Authorised b y: Date of Receipt: KYC V erification car ried out b y : Customer No. Full Name of Mother Occupation T ype Ser vice Private Sector Public Sector Go vt. Sector) Other s Professional Self Emplo yed Retired House wife ( ( Student Business Not Categorised Other s (Please tick where ver is applicable) Antique Dealer s Dealer s in Ar ms Bullion Dealer s Conducting Mone y Ser vice Bureau such as mone y exchanger s Expor ts/Impor ts Activity Real Estate & Constr uction Business P olitically Exposed P er son Networ th (Assets-Liabilities) Less than Rs. 5 Crore Rs. 5 Crore or More Affix a latest Photograph here Additional requirements for Deposit A TT A CH SEP ARA TE SHEETS FOR EA CH JOINT HOLDER / SIGNA TORIES/GUARDIAN (IN CASE OF 1ST HOLDER IS A MINOR) An y other Address Proof (Subject to satisfaction of the Compan y Proof of Address to be pro vided b y Applicant (Please submit ANY ONE of the following cer tified documents) Latest T elephone Bill (Land Line) P asspor t Latest Electricity / Gas Bill Registered Rent Agreement V oter's Identity Card Latest Bank/Demat Account Statement Aadhaar Card Driving Licence Date of Bir th / Incor poration Nationality Income-tax P er manent Account Number (P AN) Proof of Identity to be pro vided b y Applicant. (Please submit ANY ONE of the following cer tified documents) P asspor t Photo P an Card Driving Licence V oter's Identity Card (Attach a cop y of P AN Card) Aadhaar Card D D M M Y Y Y Y Status Resident Individual Individual Non Resident Citizenship Indian other s (Specify countr y name) )

2. A GENERAL TERMS AND CONDITIONS GO VERNING THE PUBLIC DEPOSITS 1. Acceptance of Public Deposits: Public Deposits will be accepted from Resident/Non-Resident Individuals, minors through guardians, Association of Persons, Hindu Undivided Families, Co-op. Societies, Proprietary concerns, Partnership Firms, T rusts and others as decided by management. 2. Non-Resident Indians (NRI): Deposits from Non-Resident Indians and persons of Indian origin residing outside India would be accepted in accordance with the regulations governing the acceptance of deposits from NRIs. Deposits would be accepted for a maximum period of 3 years, from NRO account only . Payment of interest and the repayment shall be made only by credit to the NRO Account. Income T ax at Source will be deducted as applicable to Non-Residents. 3. The Application Form is to be submited along with cross Cheque in favour of “LIC Housing Finance Limited - Collection A/c” and marked “Account Payee Only” or alongwith R TGS / NEFT details. LIC Housing Finance Limited wilt pay interest from the date of credit of the Cheque/T ransfer in their bank account. Signature by thumb impression must be attested by a Magistrate or a Notary Public under their Of ficial Seal. In case an application is made under Power of Attorney or by a Body Corporate the relevant Power of Attorney or Resolution must be given. 4. Payment of Interest; As per the understanding with the Banker for public deposit, the bank is required to transfer clear balance to the company . Accordingly , credit for amount deposited for public deposit by investor (directly or through agent) will be available only on next working day of the debit of the same in investors bank account. Interest on deposit will start from the date of credit in the company’ s bank account. Interest on deposit (Non-Cumulative) will be paid on 31st March for yearly option. In case of interest payment for part period, the same will be made on pro-rate basis. However , if a deposit is made within a period of 30 days prior to the interest payment date, the interest for the part period will be paid on the next interest payment date. Payment of interest will be made through interest warrant or through National Automated Clearing House (NACH) in respect of the places where such facility has been of fered by the company . In respect of Cumulative scheme, interest will be accumulated with principal with annual rest and payment of interest will be made along with repayment of principal at the time of maturity . 5. Deduction of T ax at Source: In case where the interest amount exceeds ` 5,000/- (or any such amount notified by the Government from time to time) in a financial year , income-tax will be deducted at source at per section 194A of the Income T ax Act, 1961 at the rates in force. If the first named depositor , who is not liable to pay income tax or the interest to be paid/credited in the financial year does not exceed the maximum amount not liable to tax, then the depositor may submit a declaration in Form 15G in triplicate to the Registrar namely Link Intime India Pvt. Ltd. in the beginning of every financial year , to receive interest without deduction of tax at source, failing which tax will be deducted at source as per the Income T ax Act, 1961 - Senior Citizens may submit a declaration for non-deduction in Form 15H. T AX DEDUCTED DUE T O NON-COMPLIANCE WITH THIS CONDITION WILL NOT BE REFUNDED. Section 139A (5A) of the Income-tax Act, 1961 requires every person receiving any sum or income from which tax has been deducted to intimate his/her Permanent Account Number (P AN) to the person responsible for deducting such tax. Further section 139A (5B) requires the person deducting such tax to indicate the P AN on the TDS certificate. Please mention your P AN in the application form. However , in case you have applied for P AN or P AN is not applicable in your case, please tick the appropriate box in the application form. If P AN is not furnished tax will be deducted at source at the higher of the following rates: (i) Prescribed rate as per section applicable (ii) 20% 6. Joint Deposit Holders: Deposits will also be accepted in joint names not exceeding three in number . In case of deposits in joint names, all communications will be addressed to the first name depositor and payment of interest and repayment of principal amount shall be made to the first named depositor . Any discharge given by first name depositor will be valid and binding on all the joint depositors unless expressly intimated to the company at the time of making deposit. In the event of death of the first/sole depositor the repayment of deposit and payment of interest will be made to the joint depositor first in order of survivor/s nominee on submission of death certificate without reference to the heirs and/or legal representatives of the deceased. In case of assignment of this deposit, with prior permission of the company , the principal repayment will be made to the assignee if lien is involved. 7. Nomination: Individual depositors can, single or jointly , nominate other person to receive the amount of public deposit in the event of death of deposit holder . The nominee shall be recognised as the Holder of the title to the Public Deposit on death of all the depositors. Power of Attorney Holder or a guardian applying on behalf of a minor can not nominate. In case the deposit is placed in the name of the minor , the nomination can be made only by a person lawfully entitled to act on behalf of the minor . The payment by the Company to the nominee shall constitute full discharge to the Company of its liability in respect of the deposit. 8. Deposit Receipt/Interest W arrant: The deposit receipt and interest warrant will be sent by post/courier by the Company on the address given in the Application Form, If the deposit receipt is not received by the depositor within 4 weeks from the application date, the d e p o s i t o r m a y e n q u i r e w i t h t h e C o r p o r a t e O f f i c e o f t h e C o m p a n y , i n t h e e v e n t o f loss/destruction/mutilation of deposit receipt, the Company at its sole discretion issue a duplicate receipt upon receiving an indemnity from the depositor in the form prescribed by the Company . The deposit receipt is not transferable. The Company will not recognize any lien or assignment of the deposit or Interest thereof. In case of any discrepancy found in the deposit receipt, the same may be brought to the notice of the company within 15 days of the date of receipt. 9. Renewal and Repayment of Deposits: In case of renewal of Public Deposit, a fresh application form duly filled should accompany the duly discharged deposit receipt. In case of repayment, the duly discharged deposit receipt should be surrendered at least 15 days before the date of maturity . The deposit would be repayable at the city/town where the deposit is placed. If repayment is required to be made by way of online transfer to bank account, details of bank account with IFSC code should be furnished. If the date of maturity falls on any day on which LICHFL ’ s of fice remains closed, repayment will be made on next working day . No part repayment or renewal will be permitted. Interest rates are subject to change and the rate applicable would be the prevalent rate on the date of credit of cheque/R TGS/NEFT to company’ s Bank A/c. : 10. Auto renewal of Deposit : Depositor has the option to choose auto-renewal on maturity of the Deposit. In such cases, the deposit would be automatically renewed on maturity under the similar product and for the same period at the rate of interest prevailing on the date of maturity of the deposit. In case the similar product/period options are not available on the maturity date, deposit will be renewed for a period which is closest to the original period. The auto-renewal facility is available only once. If the depositor does not choose any option, the maturity amount will automatically remitted to depositor's designated bank account mentioned herein on maturity of the deposit. 1 1. Premature Withdrawal. a) No premature withdrawal will be allowed before the completion of three months from the date of receipt except for circumstances as mentioned in the para 12 (sub para VI) of the Housing Finance Companies (NHB) directions, 2010. In case of request for premature withdrawal after the expiry of three months, the rates given in the table below shall apply b) In the event of the deposit holder already having/received interest at a higher rate, the dif ference in the total interest paid and revised interest payable would be adjusted against the interest/principal amount. c) The brokerage payable to authorised agents is for the period completed and excess brokerage paid as a result of pre-payment of the deposit will be recovered. Interest on Non Cumulative Deposits (Monthly Option) will be paid on 1st day of the month and on 31st March for the month of March every year . Under Monthly Option, for new deposits processed on or before 15th of the month, broken period interest will be paid on 1st day of the next month. For new deposits processed after 15th of the month, interest will be paid on 1st day of the second interest cycle on pro rata basis. Payment of Interest for Monthly Option will be made only through National Automated Clearing House (NACH). d ) O u t s t a n d i n g p o s t - d a t e d i n t e r e s t w a r r a n t s i n t h e c u s t o d y o f t h e d e p o s i t o r , i f a n y s h o u l d b e s u r r e n d e r e d t o L I C H o u s i n g F i n a n c e L i m i t e d . 1 2 . L o a n a g a i n s t D e p o s i t s : L o a n s m a y b e g r a n t e d a g a i n s t P u b l i c D e p o s i t s u p t o 7 5 % o f t h e d e p o s i t a m o u n t , c a r r y i n g i n t e r e s t a t t h e r a t e o f 2 % p e r a n n u m ( a n n u a l r e s t ) a b o v e t h e i n t e r e s t r a t e o f t h e d e p o s i t , p r o v i d e d s u c h d e p o s i t s h a s r u n f o r a m i n i m u m p e r i o d o f 3 m o n t h s . T h e o u t s t a n d i n g l o a n t o g e t h e r w i t h i n t e r e s t w i l l b e s e t t l e d i n o n e l u m p s u m b y t h e d e p o s i t o r o r w i l l b e a d j u s t e d a g a i n s t t h e m a t u r i t y v a l u e o f t h e d e p o s i t . H o w e v e r , t h e g r a n t i n g o f l o a n w i l l b e a t t h e s o l e d i s c r e t i o n o f t h e C o m p a n y . T h i s f a c i l i t y w i l l n o t b e a v a i l a b l e f o r t h e d e p o s i t i n t h e n a m e o f m i n o r s a n d N R I . I n r e s p e c t o f C u m u l a t i v e s c h e m e , i n t e r e s t w i l l b e a c c u m u l a t e d w i t h p r i n c i p a l w i t h a n n u a l r e s t a n d p a y m e n t o f i n t e r e s t w i l l b e m a d e a l o n g w i t h r e p a y m e n t o f p r i n c i p a l a t t h e t i m e o f m a t u r i t y . 1 3 . A g e n t s a r e n o t a u t h o r i z e d t o a c c e p t c a s h o r i s s u e r e c e i p t o n b e h a l f o f L I C H o u s i n g F i n a n c e L i m i t e d . P l e a s e e n s u r e t h a t t h e A g e n t ’ s n a m e a n d c o d e n u m b e r a l l o t t e d b y t h e C o m p a n y i s c l e a r l y m e n t i o n e d t o e n a b l e p a y m e n t o f b r o k e r a g e A p p l i c a t i o n F o r m s r e c e i v e d w i t h o u t n a m e a n d c o d e n u m b e r o f t h e a g e n t i n t h e A p p l i c a t i o n F o r m w i l l n o t b e c o n s i d e r e d f o r p a y m e n t o f b r o k e r a g e . B r o k e r a g e w i l l b e p a i d t o t h e a g e n t s a t t h e r a t e d e c i d e d b y t h e m a n a g e m e n t f r o m t i m e t o t i m e . 1 4 . N a t i o n a l A u t o m a t e d C l e a r i n g H o u s e ( N A C H ) : T h i s f a c i l i t y i s p r o v i d e d t o d e p o s i t o r s w h e r e b y t h e i n t e r e s t w i l l b e c r e d i t e d d i r e c t l y t o t h e d e p o s i t o r s ’ b a n k a c c o u n t . T h e d e p o s i t o r w o u l d r e c e i v e c r e d i t e n t r y N A C H L I C H F L ” i n p a s s b o o k / b a n k s t a t e m e n t . I n t i m a t i o n o f i n t e r e s t c r e d i t e d w o u l d b e s e n t t o t h e d e p o s i t o r s . Y o u r B a n k w i l l n o t l e v y a n y c h a r g e f o r t h i s f a c i l i t y . H o w e v e r , t h e i n t e r e s t f o r t h e b r o k e n p e r i o d o n m a t u r i t y a s w e l l a s r e p a y m e n t o f d e p o s i t a m o u n t w i l l b e m a d e t h r o u g h w a r r a n t s . 1 5 . T h e C o m p a n y i s e l i g i b l e t o a c c e p t d e p o s i t s f r o m t r u s t a n d f u l f i l l s t h e r e q u i r e m e n t s a s m e n t i o n e d i n c l a u s e ( i x ) o f s e c t i o n 1 1 ( 5 ) o f t h e i n c o m e T a x A c t , 1 9 6 1 . 1 6 . G e n e r a l : ( i ) D e p o s i t s w i l l b e s u b j e c t t o t h e R u l e s / G u i d e l i n e s i s s u e d f r o m t i m e t o t i m e b y N H B o r a n y o t h e r s t a t u t o r y a u t h o r i t y a n d / o r C e n t r a l / S t a t e G o v e r n m e n t i n c o n n e c t i o n w i t h a c c e p t a n c e o f P u b l i c D e p o s i t s b y H o u s i n g F i n a n c e C o m p a n i e s . i i ) T h e s e T e r m s a n d C o n d i t i o n s f o r m p a r t o f t h e p r e s c r i b e d A p p l i c a t i o n F o r m . i i i ) T h e C o m p a n y r e s e r v e s t h e r i g h t t o a l t e r o r a m e n d f r o m t i m e t o t i m e t h e t e r m s a n d c o n d i t i o n s w i t h o u t a s s i g n i n g a n y r e a s o n i f s o r e q u i r e d b y N H B r e g u l a t i o n s / g u i d e l i n e s , i v ) B r o k e r a g e w i l l b e p a i d o n l y t o a g e n t s a p p o i n t e d b y t h e c o m p a n y . N o b r o k e r a g e w i l l b e p a i d t o t h e A g e n t f o r d e p o s i t s h e l d i n h i s / h e r / t h e i r n a m e . v ) T h e C o m p a n y h a s P u b l i c D e p o s i t D e s k a t t h e C o r p o r a t e O f f i c e t o l o o k i n t o a n y i n v e s t o r g r i e v a n c e r e g a r d i n g d e f i c i e n c i e s , i f a n y , i n t h e s e r v i c e s . v i ) P u b l i c D e p o s i t R e c e i p t s & W a r r a n t s w i l l b e s e n t t o t h e f i r s t d e p o s i t o r b y p o s t / c o u r i e r . L I C H o u s i n g F i n a n c e L i m i t e d w i l l n o t b e r e s p o n s i b l e f o r n o n - r e c e i p t / l o s s o r a n y d e l a y i n t r a n s i t , v i i ) I n c a s e o f l o s s / m i s p l a c e m e n t o f P u b l i c D e p o s i t R e c e i p t s / W a r r a n t s , r e l e v a n t l e g a l p r o c e d u r e s w i l l h a v e t o b e c o m p l i e d . v i i i ) C h a n g e o f a d d r e s s o f t h e f i r s t d e p o s i t o r s h o u l d b e i n t i m a t e d t o L i n k I n t i m e I n d i a P v t . L t d . i x ) A c c e p t a n c e o f d e p o s i t s i s s u b j e c t t o M u m b a i j u r i s d i c t i o n o n l y . x ) T h e d e p o s i t s s o l i c i t e d b y t h e c o m p a n y a r e n o t i n s u r e d , x i ) A l l t h e d e p o s i t h o l d e r s p l a c i n g d e p o s i t s w i t h t h e c o m p a n y a r e c o m p u l s o r i l y r e q u i r e d t o m e n t i o n P A N / G I R N o . x i i ) T h e C o m p a n y h a s b e e n a s s i g n e d a r a t i n g o f F A A A / S T A B L E b y C R I S I L f o r i t s P u b l i c D e p o s i t s . x i i i ) I n c a s e o f a n y d e f i c i e n c y o f t h e C o m p a n y i n s e r v i c i n g i t s d e p o s i t s , t h e d e p o s i t o r m a y a p p r o a c h t h e N a t i o n a l C o n s u m e r s D i s p u t e s R e d r e s s a l F o r u m , t h e S t a t e L e v e l C o n s u m e r s D i s p u t e s R e d r e s s a l F o r u m o r t h e D i s t r i c t L e v e l C o n s u m e r s D i s p u t e s R e d r e s s a l F o r u m f o r r e l i e f . x i v ) I n c a s e o f n o n - r e p a y m e n t o f t h e d e p o s i t o r p a r t t h e r e o f i n a c c o r d a n c e w i t h t h e t e r m s a n d c o n d i t i o n s o f t h e d e p o s i t , t h e d e p o s i t o r m a y m a k e a n a p p l i c a t i o n t o a u t h o r i z e d o f f i c e r o f t h e N a t i o n a l H o u s i n g B a n k . x v ) T h e f i n a n c i a l p o s i t i o n o f t h e C o m p a n y a s d i s c l o s e d a n d t h e r e p r e s e n t a t i o n s m a d e i n t h e A p p l i c a t i o n F o r m a r e t r u e a n d c o r r e c t a n d t h a t t h e C o m p a n y a n d i t s B o a r d o f D i r e c t o r s a r e r e s p o n s i b l e f o r t h e c o r r e c t n e s s a n d v e r a c i t y t h e r e o f . x v i ) A s r e q u i r e d b y N a t i o n a l H o u s i n g B a n k g u i d e l i n e s , i t i s t o b e d i s t i n c t l y u n d e r s t o o d t h a t t h e P u b l i c D e p o s i t s A p p l i c a t i o n F o r m s h o u l d n o t i n a n y w a y b e d e e m e d o r c o n s t r u e d t o h a v e b e e n c l e a r e d o r a p p r o v e d b y N a t i o n a l H o u s i n g B a n k , x v i i ) T h e C o m p a n y i s w i t h i n t h e r e g u l a t o r y f r a m e w o r k o f t h e N a t i o n a l H o u s i n g B a n k . I t m u s t , h o w e v e r , b e d i s t i n c t l y u n d e r s t o o d t h a t t h e N a t i o n a l H o u s i n g B a n k d o e s n o t u n d e r t a k e a n y r e s p o n s i b i l i t y f o r t h e f i n a n c i a l s o u n d n e s s o f t h e C o m p a n y o r f o r t h e c o r r e c t n e s s o f a n y o f t h e s t a t e m e n t s o r t h e r e p r e s e n t a t i o n s m a d e o r o p i n i o n s e x p r e s s e d b y t h e C o m p a n y a n d f o r r e p a y m e n t o f d e p o s i t / d i s c h a r g e o f l i a b i l i t i e s b y t h e C o m p a n y . M o d e o f A c c e p t a n c e : a ) B y i s s u i n g a n a c c o u n t p a y e e c h e q u e f a v o u r i n g “ L I C H o u s i n g F i n a n c e L i m i t e d - C o l l e c t i o n A / C . " b ) B y r e m i t t i n g f u n d s t h r o u g h N E F T / R T G S o r f u n d t r a n s f e r . I n c a s e t h e t o t a l P u b l i c D e p o s i t r e c e i v e d f r o m a S i n g l e D e p o s i t h o l d e r / s w i t h i n a p e r i o d o f o n e c a l e n d a r m o n t h b e c o m e s R s . 2 0 C r s . o r m o r e t h e D e p o s i t r a t e s f o r t h e N e w D e p o s i t s h a l l b e t h e r a t e s a p p l i c a b l e f o r D e p o s i t s o f R s . 2 0 C r s . & a b o v e . B a n k A c c o u n t d e t a i l s : B e n e f i c i a r y N a m e : L I C H o u s i n g F i n a n c e L i m i t e d A c c o u n t N u m b e r : 9 1 9 0 2 0 0 0 3 1 8 2 0 0 9 B a n k N a m e : A x i s B a n k L t d . B r a n c h : C u f f e P a r a d e B r a n c h I F S C C o d e : U T I B 0 0 0 0 4 4 7 M I C R C o d e : 4 0 0 2 1 1 0 3 9 LIC HOUSING FINANCE LIMITED Acknowledgement Slip (T o be filled in b y the Applicant) Date : Application No. Received from Mr ./Mr s. /Miss/M/s. (Name of the fir st/sole applicant) Address Pin Code An application for a public deposit together with Cheque/RTGS/NEFT/Public deposit Receipt No Dated Dra wn on for ` being public deposit amount for a period of 18 Months / 1/2/3/5 year s. (Cumulative/Non-Cumulative) F or LIC HOUSING FINANCE LIMITED Authorised Signator y

6. Status Resident Individual Non - Resident Individual Countr y of Residence for T ax Pur pose *T ax Identification No. (TIN): Other s (specify) Countr y of Issue : Mandator y In case of NRI : Categor y Public Shareholder Director/Relative of a Director Promoter Emplo yee T ax Status Interest P a y able By Exempt Order u/s. 10 Non - Exempt 15G/15H Enclosed (In T riplicate) Order u/s. 197 NA CH W ar rants Occupation: Ser vice Household Income : Professional Other s ` 1 Lac p.a. Abo ve 5 Lac p.a. ` ` 3 Lac p.a. ` 3-5 Lac p.a. IDENTIFICA TION OF DEPOSITOR [MAND A TOR Y] A photocop y of P an Card (Mandator y) and an y one of the following Election Identity Card P asspor t Document e videncing creation/registration of the tr ust / Co-operative Society / P ar tner ship F ir m / HUF Name of Nominee: Date of Bir th Guardian's Name (if nominee is minor): Address of Nominee: Email id: Name and Address of witness (ONL Y IN CASE OF THUMB IMPRESSION) Witnesses- 2 Place and Date: Pin Code Signature of Depositor(s) for Nomination FORM D A 1 : NOMINA TION FOR OFFICE USE ONL Y: D M M Y Y Authorised By Public Deposit Receipt No. Amount of Deposit ` Date of Deposit Maturity Date Check ed By D Y Y D M M Y Y D Y Y Rate Of Interest % p.a. Other Details I/W e the applicant(s) hereby apply for the placement/renewal of Public Deposit as per details given above in accordance with the T erms and Conditions and confirm that these are binding on me/us. I/W e also declare that I/W e have not acquired the fund being deposited with you by borrowing or accepting deposit from any other person. I/W e declare that the first name depositor is the beneficial owner and is to be treated as the payee for the purpose of deduction of tax under section of 194 A of the Income T ax Act 1961, I/W e have gone through the financial & other statements/particulars/representation furnish/made by the Company and after careful consideration, I/W e are placing deposit with the company at my/our own risk and volition. I/W e further declare that, I/W e am/are authorised to make these deposit in the above mentioned scheme and the amount kept in the deposit is through legitimate source and does not involve directly or indirectly any proceeds of schedule of of fence and/or is not designed for the purpose of any contravention or evasion of the provision of Money Laundering Act, 2002 and any Rules, Regulations, Notifications, Guidelines or Directions thereunder as amended from time to time. I/W e shall provide any further information and fully co-operate in any investigation as and when required by the Company in accordance with the applicable law . I/W e further af firm that information/details provided by me/us is/are and correct in all respects and nothing has been concealed. Aadhaar Card D D M M Y Y Y Y Driving Licence Nomination under Section 36B of the National Housing Bank Act, 1987 and Rule 2(1) of the Banking Companies (Nomination) Rule, 1985 in respect of deposits with LIC Housing Finance Ltd. I/W e Nominate the following person to whom in the event of my / our / minor ’ s death the amount of this deposit may be returned by LIC Housing Finance Ltd Witnesses-1 Sign. 1 Sign. 2 I hereby give my explicit consent to LICHFL to duly renew principal / renew principal and interest / pay , in entirety , the principal and interest to my designated Bank Account mentioned herein on maturity of the Deposit. Signature of first/Sole Depositor/Guardian Signature of Second Depositor Signature of Third Depositor Relationship of Nominee with F ir st Depositor F oreign Residence Address *Functional equivalent of TIN : Social Security / Insurance No./Citizen / P er sonal Identification / Ser vice Code / National Identification No./Resident No. Deposit P a y able to F ir st Depositor F ir st Depositor or sur vivor/s Countr y of Bir th Nationality Occupation T ype Citizenship

3. Agent/Agency's Name : Code No. : PUBLIC DEPOSIT APPLICA TION FORM Individual Other s Senior Citizens (60 year s & abo ve) No Y es (If yes, Please attach proof of age) P AN No. Date: PLEASE USE BLOCK LETTERS AND TICK IN APPR OPRIA TE PLA CES (PLEASE REFER TERMS AND CONDITIONS) I/W e apply for placement/renewal of deposit with LIC Housing Finance Ltd. the necessary details are as under : Gender Date of Birth / Date of Incorporation 1. 2. 3. In case First/Sole Applicant is Minor (Guardian's Name): Kindly fill in a Know Y our Customer (KYC) Compliance form for each depositor . If already submitted, please mention the KYC No. for 1 st depositor nd depositor 2 rd 3 depositor M F M F M F D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y DEPOSITOR'S NAME (in Block Letter s) As appearing in P AN Card ADDRESS (F ir st/Sole Depositor) (Present Address of Applicant for all Communications) City T el No. (with STD Code) Pin Code State Email id Amount of Deposit ` Rupees (in words) Cheque / R TGS / NEFT (UTR) Cheque Renewal R TGS/NEFT No Mode of payment Branch Bank If Renewal : Old Deposit Receipt No. Renewal Amount ` Maturing On Additional Amount ` F or ` D D M M Y Y Y Y OPTION PERIOD Crossed A/c P a yee Cheque/RTGS/NEFT should be pa y able to 'LIC Housing F inance Limited -- Collection A/c' CUMULA TIVE : Interest Compounded Annually . NON CUMULA TIVE: Interest pa y able Annually on 31st March DET AILS OF BANK A CCOUNT OF FIRST/SOLE DEPOSITOR Dt. For ` D D M M Y Y Y Y 1 yr 5 yr s 2 yr s 3 yr s 18 months Sa vings Cur rent 9 Digit Code No. (as appearing on MICR cheque issued b y your Bank) Account No. Branch T ype of Account Bank Sr . No. Mobile Status Resident Individual Individual Non Resident Citizenship Indian HUF Other s Co-op. Societies T r ust P ar tner ship Association of P er sons Other s (Specify countr y name) MICR Code IFSC Code Interest Amount and Redemption Proceeds on this deposit to be credited to abo ve Bank Account directly through NA CH/NEFT/ RTGS/ECS/DIRECT CREDIT facility . (In case of any change in KYC particulars, fresh KYC documents are to be submitted) P A YMENT DET AILS : NON CUMULA TIVE: Interest P a y able Monthly . R OI : Security Investments Ltd. S0114

1. APPLICA TION FORM CRISIL CREDIT RA TING F AAA / ST ABLE DEPOSIT SCHEMES FOR RESIDENT INDIVIDUALS NON RESIDENT INDIVIDUALS HUFs P ARTNERSHIP FIRMS CO-OPERA TIVE SOCIETIES ASSOCIA TION OF PERSONS TRUSTS (COMP ANY IS ELIGIBLE TO A CCEPT DEPOSITS FR OM TRUSTS AS PER SECTION 11(5) (IX) OF INCOME T AX A CT , 1961) l l l l l l HIGHLIGHTS One of India's largest housing finance companies pro viding financial assistance in the constr uction and purchase of homes since 1989; ha ving nation-wide networ k - 9 Regional Offices, 25 Back Offices, 282 Mar k eting Units and Consistent record of dividend pa yments since 1990. Registered Office Corporate Office : : Bombay Life Building, II Floor ,45/47, V eer Nariman Road, Fort, Mumbai - 400 001. T el.: 2204 9799, Fax : 2204 9839 131 Maker T ower 'F' Wing, 13th Floor , Cuf fe Parade, Mumbai - 400 005. T el.: 2217 8600 • Fax : 2217 8715 pd@lichousing.com • W ebsite : www .lichousing.com • CIN : L65922MH1989PLC052257 Email: Interest rates are subject to change and rate applicable will be the rate pre valent on the date of credit of cheque/T ransfer in compan y's Bank Account. Application will be accepted at all the offices of the Compan y F or detailed addresses please visit our w ebsite: www .lichousing .com REGISTRAR TO THE PUBLIC DEPOSIT SCHEME LINK INTIME INDIA PVT . L TD . : All communications with regards to Public Deposit should be addressed to the Registrar to Public Deposit Scheme at the abo ve address. UNIT: LICHFL, C-101, 247 P ar k, LBS Marg , V ikhroli (W est), Mumbai - 400 083. T el. No.: +91 22 49186260/266 F ax: +91 22 49186060 • E-mail: fd@linkintime.co.in KY C Compliance: Depositor s are requested to fill the Know Y our Customer (KYC) Compliance Application F or m attached herein in order to comply with the guidelines issued b y National Housing Bank. This for m has to be filled in only once while placing the deposit for the fir st time. On submission of this for m along with the necessar y identification documents, KYC No. will be allotted which should be quoted on the application for m while placing an y fur ther deposits. KYC Compliance F or ms are a vailable with all Area Offices of the Compan y . Acceptance of deposits are subject to the ter ms and conditions mentioned o ver leaf. S ANCHA Y PUBLIC DEPOSIT SCHEME If the total deposits received from single deposit holder/s within a period of one calendar month exceeds 20 Crores it shall be treated as single deposit and the interest rate shall be the rate applicable for deposits of exceeding 20 Crores. ` ` TERM ` 200001000/- will become 1 YEAR 18 MONTHS 2 YEARS 3 YEARS 5 YEARS 5.60% % % % % 5.60 5.60 5.70 5.70 ` ` 21,71,14,686/- ` 22,30,28,315/- ` 23,61,87,620/- ` 21,12,01,056/- 26,38,80,382/- Interest rates effective from on deposits abo ve 20 Crores: 15/07/2020 ` Interest rates effective from on deposits upto 20 Crores: 15/07/2020 ` TERM ON MA TURITY UNDER CUMULA TIVE SCHEME 1 YEAR 18 MONTHS 2 YEARS 3 YEARS 5 YEARS 6.00% % % 6.10% 6.10% 6.00 6.00 ` ` 21,836/- ` 22,472/- ` 23,888/- ` 21,200/- 26,891/- INTEREST RA TE P .A. FOR YEARL Y OPTION Cumulative & Non-Cumulative Deposits. INTEREST RA TE P .A. FOR MONTHL Y OPTION Non-Cumulative Deposits Minimum Amount of Deposit ` ` Additional Deposit in multiples of ` 10,000/- ` 1,000/- Interest will be paid on Non-Cumulative Scheme 1st da y of the Month & on 31st March for the month of March On 31st March. Interest will be compounded Annually on Cumulative Deposits 2,00,000/- 20,000/- Y ear ly Option Monthly Option Other Details : Senior Citizens : Additional interest @ 0.25% p.a. (for deposits of 20,000/- & above but upto ` 20 Crores) on all tenors. ` 5.90% 5.90 5.90% 6.00% 6.00% % 5.50% 5.50 5.50% 5.60% 5.60% % ` 20,000/- will become INTEREST RA TE P .A. FOR MONTHL Y OPTION Non-Cumulative Deposits INTEREST RA TE P .A. FOR YEARL Y OPTION Cumulative & Non-Cumulative Deposits. ON MA TURITY UNDER CUMULA TIVE SCHEME

5. P ARTICULARS AS REQUIRED UNDER NON-BANKING FINANCIAL COMP ANIES AND MISCELLANEOUS NON-BANKING COMP ANIES (AD VERTISEMENT) RULES, 1977. a) Name of the Compan y : LIC Housing F inance Limited b) Date of Incor poration : 19th June, 1989 c) Business car ried on b y the Compan y and its subsidiaries with details of offices : The Compan y is primarily car r ying on business of advancing finance for pur pose of constr uction / purchase of residential houses. The addresses of the Registered Office & Cor porate Office of the Compan y are as under :- i) Registered Office : Bomba y Life Building , 2nd Floor , 45/47, V eer Nariman Road, F or t, Mumbai - 400 001. ii) Cor porate Office : 131, Mak er T ow er "F Premises" 13th Floor , Cuffe P arade, Mumbai - 400 005. iii) Subsidiar y Companies 1. LICHFL Care Homes Limited Engaged in the business of pro viding shelter to elder ly people. 2. LICHFL F inancial Ser vices Limited Engaged in the business of mar k eting various financial products and ser vices on own account and on behalf of other s. 3. LICHFL Asset Management Compan y Limited Incor porated to car r y on the business of managing , advising , administering mutual funds, in vestment tr ust. 4. LICHFL T r ustee Compan y Private Limited Incor porated to car r y on the activities of tr ustees to venture capital tr ust and funds whether onshore or offshore. iv) The Compan y has Regional Offices/Back Offices at the following places: Regional Offices : Nor th Central Region – (0522) 2394358, 2396949, 28844277, Souther n Region – (044) 24313907, 24313906, South Central Region – (080) 22960502, 22960504, South Easter n Region – (040) 23440507, 23440508, W ester n Region – (022)22693675, 22610286. Easter n Region – (033)22128043, 22126738, East Central Region – (947287484), Central Region – (0755) 4063115, Nor ther n Region – (011) 28844271, 28844277, Back Offices : Chennai – (044) 24351079, 24311140, Chennai 2 – (040) 24351079, Coimbatore – (0422) 2221805, Er nakulam – (0484) 2373339, Guw ahati - (0361) 2602315, Hyderabad – (040) 23440500, Jaipur – (0141) 2361153, K olkata – (033) 22128628, Lucknow – (0522) 4154120/21, Madurai – (0452) 2601479, Meer ut – (0121) 2670670, Mumbai – (022) 22705543, Ne w Delhi – (011) 23217067, Pune – (020) 25670057, P atna – (0612) 233219, Raipur – (0771) 2583819, V aranasi - (0542) 2450657, V ija y a w ada – (0866) 2533886, V ishakhapatnam – (0891) 2570322. Ahmedabad – (079) 26576643, Bangalore – (080) 22960518/510, Bangalore-2 – (080) 22960521, Bhopal – (0755) 4063000, Bhubaneshw ar – (0674) 2545331/733, Chandigarh – (0172) 5086760, In addition to abo ve the Compan y has 282 mar k eting units all o ver India. d) Brief P ar ticular s of the Management of the Compan y : The Compan y is managed b y the Managing Director & CEO subject to the superintendence, control and direction of the Board of Director s. e) Name, address and occupation of Director s : 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. f) & g) Profit and Dividend h) Summarized financial position of the Compan y as appearing in the last two Audited Balance Sheets – (Rs. in Crore-rounded off) Brief par ticular s of contingent Liabilities as on 31st March 2019. Contingent liabilities in respect of: a . C l a i m s a g a i n s t t h e c o m p a n y n o t a c k n o w l e d g e d a s d e b t s R s . 9 5 . 9 8 L a c s ( P r e v i o u s Y e a r R s . 6 4 . 4 9 ) . b . s t I ) T h e a m o u n t o f P u b l i c D e p o s i t s w h i c h t h e C o m p a n y c a n r a i s e u n d e r t h e H o u s i n g F i n a n c e C o m p a n i e s ( N H B ) D i r e c t i o n s , 2 0 1 0 i s e q u i v a l e n t t o 3 ( T h r e e ) t i m e s o f t h e n e t o w n e d f u n d w h i c h a s o n 3 1 M a r c h 2 0 1 9 w a s R s . 1 4 3 3 5 . 1 7 / - C r o r e s a n d s t t h e r e f o r e t h e C o m p a n y c a n a c c e p t d e p o s i t s u p t o R s . 4 3 0 0 5 . 5 1 C r o r e s . T h e C o m p a n y h a s R s . 3 9 4 7 . 2 5 C r o r e s a s P u b l i c D e p o s i t & 3 7 3 7 . 0 6 c r o r e s a s C o r p o r a t e D e p o s i t a s o n 3 1 M a r c h 2 0 1 9 . j ) T h e r e a r e n o o v e r d u e d e p o s i t s o t h e r t h a n u n c l a i m e d d e p o s i t s . k ) W e d e c l a r e t h a t , T h e C o m p a n y h a s c o m p l i e d w i t h t h e p r o v i s i o n s o f t h e D i r e c t i o n s a p p l i c a b l e t o i t . T h e c o m p l i a n c e w i t h t h e s e d i r e c t i o n s d o e s n o t i m p l y t h a t t h e r e p a y m e n t s o f d e p o s i t s a r e g u a r a n t e e d b y t h e R e s e r v e B a n k o f I n d i a / N a t i o n a l H o u s i n g B a n k . T h e d e p o s i t s a c c e p t e d b y t h e C o m p a n y a r e u n s e c u r e d a n d r a n k p a r i p a s s u w i t h o t h e r u n s e c u r e d l i a b i l i t i e s , s a v e a n d e x c e p t t h e f l o a t i n g c h a r g e c r e a t e d o n t h e s t a t u t o r y l i q u i d a s s e t s m a i n t a i n e d i n t e r m s o f s u b - s e c t i o n s ( 1 ) & ( 2 ) o f S e c t i o n 2 9 B o f t h e N a t i o n a l H o u s i n g B a n k A c t , 1 9 8 7 , a s m a y b e p r e s c r i b e d b y N H B , f r o m t i m e t o t i m e , l ) M o d e o f r e p a y m e n t t o t h e D e p o s i t o r s : R e p a y m e n t o f d e p o s i t w i l l b e m a d e b y c r o s s e d a c c o u n t p a y e e c h e q u e , R T G S o r N E F T ( a s p e r t h e r e q u e s t o f t h e d e p o s i t o r ) a n d p a y m e n t o f i n t e r e s t w i l l b e m a d e t h r o u g h w a r r a n t s a n d t h r o u g h N A C H a s r e q u e s t e d b y t h e d e p o s i t o r s f o r y e a r l y o p t i o n & o n l y t h r o u g h N A C H f o r m o n t h l y o p t i o n . I n t e r e s t w i l l b e p a i d o n f i x e d d a t e i . e . , 3 1 s t M a r c h f o r y e a r l y o p t i o n & f o r M o n t h l y O p t i o n o n 1 s t d a y o f t h e M o n t h & o n 3 1 s t M a r c h , f o r t h e M o n t h o f M a r c h . m ) P r e m a t u r e w i t h d r a w a l : N o p r e m a t u r e w i t h d r a w a l w i l l b e a l l o w e d b e f o r e t h e c o m p l e t i o n o f t h r e e m o n t h s f r o m t h e d a t e o f r e c e i p t e x c e p t f o r t h e c i r c u m s t a n c e s a s m e n t i o n e d i n t h e p a r a 1 2 ( s u b p a r a V I ) o f t h e H o u s i n g F i n a n c e C o m p a n i e s ( N H B ) d i r e c t i o n s , 2 0 1 0 . I n c a s e o f r e q u e s t f o r p r e - m a t u r e w i t h d r a w a l a f t e r t h e e x p i r y o f 3 m o n t h s , t h e r a t e s g i v e n i n t h e t a b l e s h a l l a p p l y : L a c s O n c o m p l e t i o n o f i n c o m e t a x a s s e s s m e n t , t h e C o m p a n y h a d r e c e i v e d a d e m a n d o f R s . 3 , 4 7 , 7 5 , 5 8 0 / - ( i n c l u d i n g i n t e r e s t o f R s . 2 0 , 3 8 , 9 7 8 / - ) f o r A . Y . 2 0 0 3 - 0 4 , R s . 2 2 , 1 7 , 3 1 , 3 5 8 / - ( i n c l u d i n g i n t e r e s t o f R s . 7 , 2 1 , 9 0 , 3 3 7 / - ) f o r A . Y . 2 0 0 4 - 0 5 a g a i n s t w h i c h t h e C o m p a n y r e c e i v e d r e f u n d o f R s . 2 , 2 0 , 3 8 , 1 1 1 / - , R s . 3 5 , 7 1 , 9 4 , 0 0 0 ( i n c l u d i n g i n t e r e s t o f R s . 6 , 6 7 , 9 3 , 9 8 8 / - ) a g a i n s t w h i c h R s . 1 9 , 5 1 , 6 1 , 6 6 5 / - w a s p a i d u n d e r p r o t e s t f o r A . Y . 2 0 0 5 - 0 6 , R s . 2 3 , 8 5 , 5 8 , 1 5 9 / - ( i n c l u d i n g i n t e r e s t o f R s . 1 , 3 8 , 7 1 , 1 5 7 / - ) a g a i n s t w h i c h t h e C o m p a n y r e c e i v e d r e f u n d o f R s . 1 , 3 7 , 4 7 , 3 9 3 / - f o r A . Y . 2 0 0 6 - 0 7 a n d R s . 1 5 , 0 3 , 4 0 , 0 1 5 / - ( i n c l u d i n g i n t e r e s t o f R s 6 , 3 3 , 9 3 , 7 3 2 / - ) f o r A . Y . 2 0 0 7 - 0 8 . T h e s a i d a m o u n t s a r e d i s p u t e d a n d t h e C o m p a n y h a s p r e f e r r e d a n a p p e a l a g a i n s t t h e s a m e . T h e a m o u n t s f o r t h e r e s p e c t i v e y e a r s h a v e b e e n p a i d t o t h e c r e d i t o f t h e C e n t r a l G o v t . u n d e r p r o t e s t . Period completed from the date of deposit 3 months but before 6 months 6 months but before the date of maturity Rate of interest payable (% p.a.) The maximum interest payable shall be 4% per annum for individual depositor , and no interest in case of other category of depositors. Interest Payable Will be 1% less than the rate applicable to the deposit for which deposit remained with the company . If the interest rate has not been prescribed for such period, then interest payable will be 2% lower than the lowest rate at which public deposits are accepted by the company . - I n t h e e v e n t o f t h e d e p o s i t h o l d e r a l r e a d y h a v i n g r e c e i v e d i n t e r e s t a t a h i g h e r r a t e , t h e d i f f e r e n c e i n t h e t o t a l i n t e r e s t p a i d a n d t h e r e v i s e d i n t e r e s t p a y a b l e w o u l d b e a d j u s t e d a g a i n s t t h e i n t e r e s t / p r i n c i p a l a m o u n t . - O u t s t a n d i n g p o s t - d a t e d i n t e r e s t c h e q u e s / w a r r a n t s i n t h e c u s t o d y o f t h e d e p o s i t o r , i f a n y , s h o u l d b e s u r r e n d e r e d t o t h e L I C H o u s i n g F i n a n c e L t d . - T h e b r o k e r a g e p a i d t o t h e a u t h o r i z e d a g e n t s i s f o r t h e e n t i r e p e r i o d o f d e p o s i t a n d i n c a s e o f p r e m a t u r e w i t h d r a w a l , t h e b r o k e r a g e p a i d f o r t h e u n e x p i r e d p e r i o d o f d e p o s i t w i l l b e r e c o v e r e d f r o m t h e d e p o s i t a m o u n t . n ) R e n e w a l o f d e p o s i t s : T h e d e p o s i t m a y b e r e n e w e d o n m a t u r i t y o n t h e t e r m s a n d c o n d i t i o n s a p p l i c a b l e t o d e p o s i t s o n t h e m a t u r i t y d a t e . A d u l y c o m p l e t e d p r e s c r i b e d a p p l i c a t i o n f o r m a l o n g w i t h t h e d i s c h a r g e d d e p o s i t r e c e i p t s h o u l d b e s u b m i t t e d f o r r e n e w a l . I n c a s e o f A u t o R e n e w a l D e p o s i t o r h a s t h e o p t i o n t o c h o o s e A u t o R e n e w a l o n M a t u r i t y o f t h e D e p o s i t . S u c h c a s e s t h e D e p o s i t w o u l d b e a u t o m a t i c a l l y r e n e w e d o n m a t u r i t y u n d e r t h e s i m i l a r p r o d u c t & t h e s a m e p e r i o d a t t h e r a t e o f i n t e r e s t p r e v a i l i n g o n t h e d a t e o f m a t u r i t y o f t h e d e p o s i t . I n c a s e t h e s i m i l a r p r o d u c t / p e r i o d o p t i o n a r e n o t a v a i l a b l e o n t h e m a t u r i t y d a t e , d e p o s i t w i l l b e r e n e w e d f o r a p e r i o d w h i c h i s c l o s e s t t o t h e o r i g i n a l p e r i o d . T h e A u t o r e n e w a l f a c i l i t y i s a v a i l a b l e o n l y o n c e . I f t h e D e p o s i t o r d o e s n o t c h o o s e a n y o p t i o n , t h e m a t u r i t y a m o u n t w i l l a u t o m a t i c a l l y r e m i t t e d t o d e p o s i t o r ’ s d e s i g n a t e d B a n k A c c o u n t m e n t i o n e d h e r e i n o n M a t u r i t y o f t h e D e p o s i t . o ) K n o w Y o u r C u s t o m e r ( K Y C ) : E v e r y d e p o s i t o r i s r e q u i r e d t o c o m p l y w i t h t h e K Y C g u i d e l i n e s i s s u e d b y t h e N a t i o n a l H o u s i n g B a n k a n d t h e p r o v i s i o n s o f P r e v e n t i o n o f M o n e y L a u n d e r i n g A c t , 2 0 0 2 a n d t h e r u l e s n o t i f i e d t h e r e u n d e r . p ) T a x D e d u c t e d a t S o u r c e : N o t a x d e d u c t i o n a t S o u r c e o n i n t e r e s t p a i d / c r e d i t e d u p t o R s . 5 , 0 0 0 / - i n a f i n a n c i a l y e a r . I n c o m e t a x w i l l b e d e d u c t e d a t s o u r c e u n d e r S e c t i o n 1 9 4 A / 1 9 5 o f t h e I n c o m e T a x A c t , 1 9 6 1 , a t t h e r a t e s i n f o r c e . I f t h e d e p o s i t o r i s n o t l i a b l e t o p a y i n c o m e t a x a n d t h e i n t e r e s t t o b e p a i d / c r e d i t e d i n a f i n a n c i a l y e a r d o e s n o t e x c e e d t h e m a x i m u m a m o u n t w h i c h i s n o t c h a r g e a b l e t o i n c o m e t a x , t h e d e p o s i t o r m a y s u b m i t a d e c l a r a t i o n i n F o r m N o . 1 5 G s o t h a t i n c o m e t a x i s n o t d e d u c t e d a t s o u r c e . I n s u c h c a s e s , P A N ( P e r m a n e n t A c c o u n t N u m b e r ) m u s t b e q u o t e d i n F o r m 1 5 G , e l s e t h e f o r m i s i n v a l i d . S e n i o r C i t i z e n s ( 6 0 y e a r s a n d a b o v e ) m a y s u b m i t a d e c l a r a t i o n i n F o r m N o . 1 5 H . F u r t h e r , i n c a s e o f a n N o n - r e s i d e n t I n d i a n ( N R I ) / F o r e i g n C o m p a n y w h e r e v e r t h e r e e x i s t s a D o u b l e T a x a t i o n A v o i d a n c e A g r e e m e n t ( D T A A ) b e t w e e n G o v e r n m e n t o f I n d i a a n d G o v e r n m e n t o f o t h e r C o u n t r i e s ( c o u n t r y o f R e s i d e n c e o f r e s p e c t i v e N R I ) , t h e r a t e o f t a x d e d u c t e d a t s o u r c e w i l l b e a p p l i e d a s p e r t h e D T A A . N R I h a s t o g i v e t h e d e c l a r a t i o n e a c h f i n a n c i a l y e a r i n t w o r e s p e c t s , v i z . , t h a t h e i s a r e s i d e n t o f f o r e i g n c o u n t r y a n d h e i s n o t r e s i d e n t i n I n d i a , d u r i n g t h e r e l e v a n t F i n a n c i a l Y e a r , f a i l i n g w h i c h T D S w i l l b e d e d u c t e d a t n o r m a l r a t e s . T o c l a i m b e n e f i t o f D T A A , i t i s c o m p u l s o r y t o s u b m i t T a x R e s i d e n c y C e r t i f i c a t e a n d F o r m 1 0 F . W h e r e i n c o m e t a x i s d e d u c t e d a t s o u r c e o n t h e m o n t h l y i n t e r e s t a c o n s o l i d a t e d T D S c e r t i f i c a t e m a y b e i s s u e d f o r t h e f i n a n c i a l y e a r . q ) P A N m a n d a t o r y : S e c t i o n 1 3 9 A ( 5 A ) o f t h e I n c o m e - t a x A c t , 1 9 6 1 r e q u i r e s e v e r y p e r s o n r e c e i v i n g a n y s u m o r i n c o m e f r o m w h i c h t a x h a s b e e n d e d u c t e d t o i n t i m a t e h i s P A N t o t h e p e r s o n r e s p o n s i b l e f o r d e d u c t i n g s u c h t a x . F u r t h e r , 1 3 9 A ( 5 B ) r e q u i r e s t h e p e r s o n d e d u c t i n g s u c h t a x t o I n d i c a t e t h e P A N o n t h e T D S c e r t i f i c a t e . A l l t h e d e p o s i t o r s s h o u l d m e n t i o n t h e P A N n u m b e r i n t h e a p p l i c a t i o n f o r m i n t h e s p a c e p r o v i d e d f o r t h e s a m e . I n c a s e P A N i s n o t m e n t i o n e d , t h e r a t e o f T D S w o u l d b e 2 0 % a s p e r s e c t i o n 2 0 6 A A ( 1 ) o f t h e l n c o m e - T a x A c t , 1 9 6 1 . I n t e r e s t r a t e s a r e s u b j e c t t o c h a n g e a n d t h e r a t e a p p l i c a b l e w i l l b e t h e r a t e p r e v a l e n t o n t h e d a t e o f p l a c i n g t h e d e p o s i t . T h e t o t a l a m o u n t o f e x p o s u r e , o t h e r t h a n i n v e s t m e n t i n s h a r e I n c l u d i n g t h e n o n - f u n d b a s e d f a c i l i t i e s t o c o m p a n i e s i n s a m e g r o u p o r o t h e r e n t i t i e s o r b u s i n e s s v e n t u r e s i n w h i c h d i r e c t o r a n d / o r t h e c o m p a n y i s h o l d i n g s u b s t a n t i a l i n t e r e s t a s o n M a r c h 3 1 s t , 2 0 1 9 w a s N I L . T h e C o m p a n y i s h a v i n g a v a l i d C e r t i f i c a t e o f R e g i s t r a t i o n d a t e d 3 1 - 0 7 - 2 0 0 1 i s s u e d b y t h e N a t i o n a l H o u s i n g B a n k ( N H B ) u n d e r S e c t i o n 2 9 A o f t h e N a t i o n a l H o u s i n g B a n k A c t , 1 9 8 7 . H o w e v e r , t h e N H B d o e s n o t a c c e p t a n y r e s p o n s i b i l i t y o r g u a r a n t e e a b o u t t h e p r e s e n t p o s i t i o n a s t o t h e f i n a n c i a l s o u n d n e s s o f t h e C o m p a n y o r f o r t h e c o r r e c t n e s s o f a n y o f t h e s t a t e m e n t s o r r e p r e s e n t a t i o n s m a d e o r o p i n i o n e x p r e s s e d b y t h e C o m p a n y a n d f o r r e p a y m e n t o f d e p o s i t s / d i s c h a r g e o f l i a b i l i t i e s b y t h e C o m p a n y . T h e a b o v e t e x t h a s b e e n a p p r o v e d b y t h e B o a r d o f D i r e c t o r s o f t h e C o m p a n y a t i t s m e e t i n g h e l d o n A u g u s t 2 8 , 2 0 1 9 a n d i s b e i n g i s s u e d o n t h e a u t h o r i t y a n d i n t h e n a m e o f t h e B o a r d o f D i r e c t o r s o f t h e C o m p a n y a n d a c o p y s i g n e d b y a l l D i r e c t o r s o f t h e C o m p a n y h a s b e e n f i l e d w i t h t h e N a t i o n a l H o u s i n g B a n k , N e w D e l h i . SR. No. Name Address Shri M. R. K umar , Chair man Shri Siddhar tha Mohanty , Shri Jagdish Capoor , Director Ms. Sa vita Singh, Director Shri Dhar mendra Bhandari, Director Shri V . K. K ukreja, Director Shri Ameet P atel, Director Shri P . K otesw ara Rao, Director Shri Kashi Prasad Khandelw al, Director Shri Sanja y K umar Khemani, Director MD & CEO LIC of India, Central Office, "Y ogakshema", Jee van Bima Marg , Mumbai - 400 021. 1601, Brook e V ille, 359. Mogul Lane, Mahim, Mumbai - 400 016. Khaitan & Co. Advocates, One Indiabulls Centre, 13th Floor , 841, Senapati Bapat Marg , Elphinstone Road, Mumbai - 400 013. Flat No. 203, Lodha Grandeur , Sa y ani Road, Opp. P arel ST Depot., Prabhade vi, Mumbai - 400 025. Wing-A, Flat No. 3, Sar vottam Hsg . Soc., Sagar Bldg ., Off Releif Rd., Daulat Ngr ., Santacr uz (W), Mumbai-400 054. Manohar Chowdhr y & Associates, Char tered Accountants, 116, Udyog Mandir No. 1, 7-C, Pitamber Lane, Mahim (W est), Mumbai - 400 016. Flat No. 91, P arijaat, 9th Floor , 24-A, Shak espeare Sarani, K olkata - 700 017. M M Nissim & Co. H.O .: Baroda w ala Mansion, B Wing , 3rd Floor , 81, Dr . A.B. Road, W or li, Mumbai - 400 018. LIC Housing F inance Ltd., 131, Mak er T ow er , "F" Premises, 13th Floor , Cuffe P arade, Mumbai - 400 005. Insurance Institute of India, BandraK ur la Complex,Bandra (East), Mumbai-400051. Ser vice Ser vice Advisor La wyer Professional Practising Char tered Accountant Practising Char tered Accountant Professional Practising Char tered Accountant Practising Char tered Accountant Occupation F inancial Y ear Ended Profit Before T ax (Rs. in Crores) Profit after T ax (Rs. in Crores) Dividend 31st March 2019 31st March 2018 31st March 2017* 3379.55 2765.50 2955.77 2430.97 2002.50 1931.05 380% 340% 310% Liabilities As at 31/03/2019 (Rs. in Cr s.) Share Capital Reser ves & Sur plus Secured Loans Unsecured Loans Cur rent Liabilities & Pro visions Deffered T ax Liability (Net) T otal As at 31/03/2018 (Rs. in Cr s.) 100.99 16158.28 153859.47 16807.54 13657.19 NIL 200583.47 100.99 14140.19 131988.05 13321.89 11538.70 NIL 171089.82 Date : 28th August, 2019 Place ; Mumbai By Order of the Board, LIC Housing Finance Limited Nitin K. Jage General Manager (T axation) & Company Secretary * F igures for financial year ended 31/03/2017 are as per IGAAP . Assets As at 31/03/2019 (Rs. in Cr s.) Loans F ixed Assets In vestments Cur rent Assets and Loans and Advances Defer red T ax Asset (Net) T otal As at 31/03/2018 (Rs. in Cr s.) 192992.74 135.85 3595.06 3306.45 553.37 200583.47 166162.32 97.12 1972.17 2415.93 442.28 171089.82 Misc. Expenditure, Profit & Loss Account NIL NIL Note: Ef fective from April 1, 2018, the Company has adopted all the Indian Accounting Standards (Ind AS) and the adoption was carried out in accordance with Ind AS 101 “ First time Adoption of Indian Accounting Standard', with April 1, 2017 being the transition date. Accordingly , figures pertaining to March 31, 2018 have been restated as per Ind AS for Comparability .

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